The mid-life crisis!

The children have probably flown the nest, your earnings are at their peak and you have already bought the sports car or the motor bike!

With your disposable income so high, it is a good time to put a little extra away for the future. , take a look at your and make contingency plans for possible periods of or when you are retired.

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James Fernley & Partners (Life & Pensions) is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register). FSA Registration No: 121092